DEC 19 — GOVERNOR HOCHUL BUDGETS INFLATION RELIEF TO NEW YORKERS IN PROPOSED BUDGET

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Today, the Albany Post-Standard published an op-ed by Governor Kathy Hochul regarding her longstanding commitment to addressing the cost of living in New York, including her new proposal to send Inflation Refund checks to 340,000 Central New York residents and 8.6 million New Yorkers overall. Text of the op-ed can be viewed online and is available below:

“Since Covid, inflation has eaten away at New Yorkers’ incomes. In just the last four years, the price of something as basic as a dozen eggs has more than doubled nationally. Milk costs a dollar more per gallon, hamburger is up nearly $2 more per pound, and diapers are up by $7 a pack.

When costs for basic necessities like these skyrocket, it makes putting food on the table so much more difficult. Many New Yorkers still feel the pinch. They know that every dollar counts. It adds up quickly, especially for a family with small children or for seniors on a fixed income.

People in Syracuse know the reality of rising costs all too well — what it means to face the economic hardship of an ever-changing economy and the feeling that government isn’t doing enough to help.

I understand this struggle intuitively. I watched my factory worker grandparents struggle in their old age. I watched my mother raise a family of eight, stretching every dollar by buying us used clothes and serving fried Spam sandwiches for dinner.

When my own family was just starting out, I had to leave my job because we couldn’t find affordable childcare.

I shopped at discount grocery stores and dreamed of the days when we wouldn’t have to pay for formula and diapers.

This experience is why, since I became governor three years ago, my top priority has been to tackle the affordability crisis. And it’s also why, when I present my new state budget in Albany next month, I will include a historic new directive to return $3 billion in surplus sales tax revenue to the taxpayers.

Under my proposed Inflation Refund plan, if you are single and earn less than $150,000 per year, you would get a check for $300 later next year. Couples that file jointly and earn less than $300,000 annually would get a check for $500.

This is your money to buy groceries, clothes, medicine or to pay rent or other bills, or whatever else you see fit to spend it on.

We’re able to do this because high inflation meant the amount the state collected in sales tax went up. Personally, I don’t think this extra revenue should be spent by the state. After all, it’s your money. Instead, it should be heading one place and one place only: back into your pocket.

This could benefit 8.6 million households and make a real difference for middle-class New Yorkers. It could help a young family pay for things like groceries, formula or diapers. It could help a young person pay student loans or rent. Or it could lift up a senior struggling to afford medication and heat in the winter.

And this is only the beginning of my 2025 affordability agenda for New York.

This groundbreaking Inflation Refund will build on actions we have already taken to protect New York families and make this state a more affordable place to live and raise a family.

Since my first day in office, we’ve expedited a middle-class tax cut; cut property taxes; increased housing supply to reduce rents; and boosted tuition assistance, including, for the first time ever, for part-time students. My administration has also dramatically increased childcare support, so that eligible families may pay as little as $15 per week.

We’ve raised the minimum wage and indexed it to inflation, and this year delivered first-in-the-nation paid prenatal leave, so working moms won’t lose income when they visit their doctor. We’re helping to cover utility bills, and we’ve sent money to families for back-to-school shopping. This summer, we helped feed nearly 2 million more hungry kids with direct funds for food to parents.

My focus on affordability isn’t new. I wake up every day thinking about one thing: How can I fight for New York’s children and families? How can I put money back in your pockets?

Central New York is on the precipice of a major resurgence in manufacturing, carrying with it the promise of historic economic renewal. But if we fail to support people with the rising costs affecting them right now — the anxiety that comes each time folks pay their bills or go to the grocery store — then those lofty aspirations for what this region can become feel distant.

No one should ever have to leave our great state because they can no longer afford to live here. I believe New York should be a place where people can get ahead, not just get by.

So, know that I never have, and never will, stop fighting for you and your family.

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COUNTY EXECUTIVE GEORGE LATIMER ASKS BIDEN ADMINISTRATION FOR ACTION ON DRONES

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WESTCHESTER COUNTY EXECUTIVE GEORGE LATIMER URGES FEDERAL ACTION TO ADDRESS RESIDENT CONCERNS OVER DRONE SIGHTINGS

(White Plains, NY) – Westchester County Executive George Latimer has called on President Joe Biden’s administration to take immediate action to address growing public concerns over recent drone sightings in the region. Latimer’s request comes amidst heightened unease among residents, particularly in the wake of disruptions to air travel and a lack of clear explanations regarding the origins and purpose of the drones.

In a letter to President Biden, Latimer highlighted the fear and uncertainty expressed by residents of Westchester County following the temporary shutdown of Stewart International Airport in Orange County due to drone-related concerns. He emphasized the need for transparency and reliable information to combat rising fears and prevent the spread of conspiracy theories.

In the letter Latimer wrote: “Residents are worried that their government is unable to identify these drones; they express trepidation over holiday travel to see and receive family, particularly from the Westchester County Airport.  With an absence of answers, our residents are vulnerable to insidious conspiracy theories or solutions peddled by fringe ideologues.”

Latimer also expressed his strong support for Senator Chuck Schumer’s proposal to deploy advanced drone detection technology, which could provide rapid responses to similar incidents in the future.

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DECEMBER 18—WHITE PLAINS COUNCILWOMAN JENN PUJA ANNOUNCES RUN FOR DISTRICT 5 LEGISLATOR SEAT

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Councilwoman Jenn Puja being sworn in to the White Plains Common Council

(White Plains, NY) – White Plains Councilwoman Jenn Puja is announcing her candidacy for Westchester County Legislator representing District 5, including White Plains, Scarsdale, and West Harrison. With a deep commitment to advocacy, leadership, and community service, Puja’s campaign is rooted in delivering results that make Westchester more affordable, sustainable, and accessible for all residents.

The Honorable Ben Boykin, Westchester County Legislator, who has represented District 5 with steadfast leadership and dedication for over a decade, is term-limited and therefore not seeking re-election.

“I could not be more grateful for Legislator Boykin’s service. Our district deserves to continue to have a representative who understands the challenges families face and has the drive to bring real solutions,” said Puja. “I’m running for County Legislator to ensure that every resident has access to the resources they need, prioritize actions to help make our communities more affordable, and that we continue to invest in infrastructure and programs that improve lives.”

Puja’s candidacy is built on a clear vision for District 5, a district that thrives through bold leadership and responsive governance. She brings years of experience advocating for working families, standing in solidarity, and collaborating with community partners.

As a labor leader and Executive Director of the Westchester/Putnam Central Labor Body AFL-CIO, Puja has cultivated coalition-building expertise that will be a cornerstone of her service at the County’s Board of Legislators.

Affordability remains a key focus for Puja, who is committed to holding the line on taxes while ensuring residents can access vital programs and services. She understands that economic stability is essential to preserving the quality of life that makes Westchester a great place to live and work.

“My mission has always been to listen to the needs of my community and deliver meaningful solutions,” Puja said. “Whether it’s advocating for affordability, championing capital projects that enhance our infrastructure, or directly addressing constituent concerns, I will work tirelessly for the people of District 5.”

Puja’s leadership on the White Plains Common Council highlights her ability to deliver results. Since being elected as the youngest woman ever to serve on the Council in 2020, she has prioritized recreation and sustainability initiatives while building partnerships that enhance services across the city. Her background as a union leader, combined with her various roles fighting for her community, exemplifies her dedication to both advocacy and action.

Puja’s campaign launch includes community events across District 5 in the coming weeks, providing residents the opportunity to share their concerns and ideas.

“This campaign is about putting people first,” said Puja. “I am ready to bring the energy, vision, and determination needed to create an even better future for our communities.”

For more information, visit http://www.pujaforwestchester.com or follow Jenn Puja on social media at facebook.com/puja4westchester or https://www.instagram.com/puja4westchester/.

About Jenn Puja

Jennifer Lynn Puja is a dedicated labor leader, public servant, and community advocate. As Executive Director of the Westchester/Putnam Central Labor Body AFL-CIO and a member of the White Plains Common Council, she has demonstrated steadfast commitment to advancing social justice, supporting working families, and building stronger communities. Jenn lives with her family in White Plains, where she remains deeply involved in local and countywide initiatives.

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DEC 17 — OUTBREAK OUTLOOK NORTHEAST — WHOOPING COUGH SPREADING.

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Welcome to the Northeastern edition of Outbreak Outlook! It is only available to paid subscribers. If you wish to become a paid subscriber and access region-specific information, please click the Subscribe now button below. Thanks for reading! -Caitlin

Respiratory Diseases

PERTUSSIS WHOOPING COUGH SPREADING

Whooping cough (pertussis) is a highly contagious respiratory tract infection. In many people, it’s marked by a severe hacking cough followed by a high-pitched intake of breath that sounds like “whoop.”

Before the vaccine was developed, whooping cough was considered a childhood disease. Now whooping cough primarily affects children too young to have completed the full course of vaccinations and teenagers and adults whose immunity has faded.

Deaths associated with whooping cough are rare but most commonly occur in infants. That’s why it’s so important for pregnant women — and other people who will have close contact with an infant — to be vaccinated against whooping cough.

  • Like the rest of the country, New England and Mid-Atlantic states have reported a dramatic surge in pertussis cases in 2024, with 7,075 cases compared to 1,502 cases in 2023. 
  • New York (including NYC) has seen the sharpest increase with 2,512 cases, up from 775 cases in 2023. Pennsylvania has reported 2,757 cases, an eight-fold increase from 337 cases last year. Connecticut, Massachusetts, and Maine have also seen notable increases, with Connecticut reporting 281 cases compared to just 9 in 2023, Massachusetts recording 715 cases versus 14, and Maine documenting 162 cases up from 66.

Symptoms

Once you become infected with whooping cough, it takes about seven to 10 days for signs and symptoms to appear, though it can sometimes take longer. They’re usually mild at first and resemble those of a common cold:

  • Runny nose
  • Nasal congestion
  • Red, watery eyes
  • Fever
  • Cough

After a week or two, signs and symptoms worsen. Thick mucus accumulates inside your airways, causing uncontrollable coughing. Severe and prolonged coughing attacks may:

  • Provoke vomiting
  • Result in a red or blue face
  • Cause extreme fatigue
  • End with a high-pitched “whoop” sound during the next breath of air

However, many people don’t develop the characteristic whoop. Sometimes, a persistent hacking cough is the only sign that an adolescent or adult has whooping cough.

Infants may not cough at all. Instead, they may struggle to breathe, or they may even temporarily stop breathing.

ILI

New Jersey leads northeastern states with 5.4% outpatient influenza-like illness (ILI), showing a substantial increase over recent weeks. The state also leads for emergency department visits, now nearly at 1% of visits.

New York is coming in at 2.7% outpatient ILI and hospitalizations at 1.2 per 100,000, indicating a steady rise in activity. New York City is substantially higher at 6% outpatient ILI; last week also saw a notable jump in emergency department visits for ILI.

New England is in better shape but with consistent increases, with Massachusetts reporting 2.4% ILI, Connecticut at 2.6% ILI with hospitalizations at 0.8 per 100,000, and Rhode Island at 1.6% ILI and moderate wastewater activity.

Northern New England maintains lower levels, with Maine at 1.6% ILI, New Hampshire at 1.5% ILI, and Vermont at 0.8% ILI, though all show slight upward trends.

Pennsylvania also has rising ED visits, with activity highest in the eastern part of the state, and increasing wastewater concentration.


COVID-19

Things are still really quiet across much of the Northeast, but spread is increasing in a few places.

Regionally, wastewater activity held steady at minimal levels this past week. However, at the state level, we are seeing some increases. Wastewater activity is very high and increasing in Massachusetts.

Concentration moved from moderate to high activity in Pennsylvania and Maine, and is also high and increasing in Rhode Island. In New Hampshire, activity declined slightly, but remains high.

It is moderate and increasing in Connecticut.

However, activity remains stable at minimal levels in New York and New Jersey and at low levels in Vermont.

Trips to the emergency room remain at minimal levels (<1.5% of all ED visits, see plot below) in all states in the region.

However, ED visits increased moderately or substantially this past week across most of the region, including in those states where wastewater activity remains low (i.e., New York and New Jersey).

Hospitalizations also ticked up slightly in New York – to 3.1 hospitalizations per 100,000 people. Hospitalizations held steady at 3.2 in Connecticut (which is fairly low for the state, but not minimal).


RSV

The Northeast is seeing an increase RSV transmission, with several states showing increases in both clinical and wastewater indicators.

Massachusetts leads northeastern states with 0.9% ED visits, showing high wastewater activity. New Jersey follows at 0.9% ED visits with minimal wastewater activity.

Rhode Island and New York report 0.6% and 0.6% ED visits respectively, with New York showing hospitalizations at 1.8 per 100,000 and minimal wastewater activity.

However, these levels are favorable compared to southern states, which are nearing 2% ED visits.

The northern states show lower activity, with Connecticut at 0.5% ED visits and hospitalizations at 1.6 per 100,000, though showing very high wastewater activity. Maine and Vermont maintain lower levels at 0.1% and 0.1% ED visits respectively.


Other Bugs

Several viral causes of respiratory infections are circulating.

These all tend to cause mild to moderate upper-respiratory tract infections, with standard cold and flu-like symptoms: runny nose, headaches, cough, sore throat, and fever. However, infants, older adults, and people with weakened immune symptoms are at greater risk of developing more severe disease, including bronchitis and pneumonia.

  • Human coronaviruses continue to be on the upswing.
  • Rhinoviruses/enteroviruses are declining, but remain elevated (22.5% test positivity).
  • Adenoviruses remain moderately elevated but appear to be declining. In addition to the standard symptoms listed above, adenoviruses can also cause a range of other symptoms, including pink eye, diarrhea, vomiting, nausea and stomach pain.
  • Parainfluenza seems to have peaked and is declining. In addition to the standard symptoms listed above, parainfluenza viruses can also cause ear pain, and are a common cause of croup in small children. In more severe cases, people may develop a barking cough and wheezing.

Stomach Bugs

As expected, norovirus has continued to climb.

It is now high in the Northeast with 11.7% test positivity.

This represents a nearly 5-fold increase in the past 3 weeks.

This is starting to approach its peak of the past year, which was 14.3% in April.

Nevertheless, the Northeast continues to have the lowest rates of norovirus in the country by far (currently, the West has nearly double the rate of the Northeast).

Source: CDC


Food recalls

The following foods are being recalled because they are contaminated. Please check your cupboards and throw out any of these items:

New:

  • Connie’s Thin Crust Cheese Frozen Pizzas (more info)
  • Daily Veggies Enoki Mushrooms (more info)
  • Sprouts Markers Market Gyro Family Kit (more info)
  • MadeGood Granola Bars (various flavors and varieties) (more info)

Previously reported:

  • Large-scale cucumber recall is affecting both whole cucumbers and prepared foods with cucumbers
  • Blue Ridge Beef log Puppy Mix [for Dogs]. While not for human consumption, humans may be infected by Salmonella if they do not adequately wash their hands or contaminated surfaces after handling the product. (more info)
  • Kirkland Signature Organic Eggs (more info)
  • Ready-to-eat fruit and vegetable products sold by Gracie’s Kitchen (more info)
  • If you have food allergies, you may wish to review these FDA safety alerts and USDA alerts for foods with undeclared allergens.

In other news MEASLES MUMPS RUBELLA COVERAGE IN NORTHEAST. NY 98% VACCINATED.

  • The United States has a target of 95% coverage for the measles-mumps-rubella (MMR) vaccine among children in kindergarten. New York and Connecticut exceed this protective threshold at 97.7% immunization coverage, as does Rhode Island at 97.1% and Maine at 97.5%.
  • However, Massachusetts and New Jersey fall slightly below optimal measles protection at 96.3% and 93.2% respectively, while Vermont and New Hampshire at 92.9% and 89.2% are notably under the 95% target. Despite the variability, the region has the highest coverage in the country.
    • The region has reported 15 locally-acquired (vs travel-associated) measles cases so far in 2024 compared to 0 in 2023.
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DECEMBER 17–WESTCHESTER D.A. DETAILS CRACKDOWNS, SUCCESS IN FIREARMS 185 SUCCESFUL PROSECUTIONS OF FELONY GUN CHARGESIN 2024

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Approximately 320 illegal firearms were seized in the County

ROCAH’S CREATION OF VIOLENT CRIMINAL ENTERPRISE BUREAU RAMPS UP PROSECUTIONS OF THE ARMED AND DANGEROUS

WHITE PLAINS, N.Y. – Citing her commitment to prioritizing gun safety and holding offenders of gun violence and gun trafficking accountable,  outgoing Westchester County District Attorney Miriam E. Rocah  announced Monday significant outcomes for gun crimes prosecuted by her Office in 2024, and positive results from the implementation of her county-wide gun safety agenda since taking office in 2021.

DA Rocah said: “Fighting the epidemic of gun violence plaguing our country starts right here in our local communities. My Office has made good on our promise to vigorously pursue violent offenders responsible for shootings and gun trafficking, including of ghost guns. Thanks to our strong partnerships with law enforcement, we have responded with large-scale search warrants and aggressive investigations that have led to the seizure of hundreds of illegal firearms, and the removal of dangerous individuals from our communities. Together, we have enforced a firm message that there will be serious consequences for gun crimes in Westchester County.”

The District Attorney highlighted the following gun-related homicides, shootings and/or gun-possession cases for which her Office secured convictions in 2024:

  • People v. Stephen Escoffery – A jury on Dec. 6 found the defendant guilty of weapons possession and reckless endangerment charges in connection to a December 2022 road rage-fueled shooting at another motorist on the I-95. He awaits sentencing of a range of three-and-a-half to 15 years in state prison.

  • People v. Phillip Ferrell – Following a four-week trial, a jury on Nov. 22 found the defendant guilty of manslaughter in the first degree for the March 2023 death of 14-year-old Zaire Fernandez in Mount Vernon by providing a 9mm pistol to his 21-year-old stepson, Tyrese Coghiel, to carry out the shooting. Coghiel was also convicted for acting in concert in the fatal shooting. Both defendants await sentencing.

  • People v. Brandon Brois – After a five-week trial, a jury in October returned guilty verdicts convicting the defendant for possession of an arsenal of illegal firearms, including two assault weapons, a machine gun, two rifles, two pistols and a shotgun. They are among illegal firearms seized in January 2022 from the Armonk home where the defendant resided with his father and mother, both of whom were also prosecuted in this case. The defendant awaits sentencing of a range of seven to 15 years in state prison.

  • People v. Bryan Martinez – The defendant pleaded guilty in October to attempted murder in the second degree for the November 2023 shooting of an off-duty NYPD officer in Yonkers. He awaits a promised sentence of 10 years in state prison.

  • People v. Jianqiao Lu – Following a 113-count felony indictment charging him with illegally possessing more than a dozen guns, including assault weapons, and 86 high-capacity magazines in his Hastings-on-Hudson home, the defendant pleaded guilty in August. He faces a minimum of five years to a maximum of 10 years in state prison and awaits sentencing.

  • People v. Daquann Johnson and Deiandre Phillips – Following a four-week trial, a jury found the brothers guilty of the January 2023 attempted murder of a Yonkers man they pistol-whipped and shot in the back. They were sentenced in May to a combined 28 years in state prison.

  • People v. Percell Ross Blakely – The defendant, who had prior felony convictions, pleaded guilty in February to murder in the first degree for the 2021 shooting death of a New Rochelle cab driver and was sentenced in April to 20 years to life in state prison.

  • People v. Netaly Pena-Camilo, Jose Gregorio Olivo-Feliz, Pedro Junior Olivo-Feliz – The three defendants were sentenced in March to a combined 31 years in state prison for selling more than 30 ghost guns that they trafficked from Washington, D.C. to Yonkers in 2022. This prosecution was a result of a multi-agency investigation that shut down an “Iron Pipeline” of illegal firearms flowing into New York state.

  • People v. Jose Valle – The defendant, who had prior felony convictions, was sentenced in February to seven years in state prison for illegal possession of a 9mm pistol that police found on him after he attempted to flee from a routine traffic stop in December 2022.

  • People v. Jonathan Planas – After eluding police for nearly a year following the 2020 fatal shooting of Alvaro Vigueras Medina on Lawrence Street in Yonkers, the defendant was sentenced in February to 22 years in state prison. He pleaded guilty in December 2023 to manslaughter in the first degree.

  • People v. Emanuel Valentin Perez – The defendant, who pleaded guilty in August 2023 to manslaughter and assault, was sentenced in January to 10 years in state prison for the 2021 shooting death of 32-year-old Manuel Salazar, a Sleepy Hollow father of two.

These outcomes are a direct result of key efforts implemented by the District Attorney such as the creation of a Violent Criminal Enterprise Bureau staffed by senior prosecutors dedicated to investigations and prosecutions of shootings, firearm possession and trafficking, narcotics trafficking, and organized criminal conduct in the county. 

Simultaneously, the District Attorney implemented proactive community-focused measures to promote gun safety in the county:

  • In coordination with the Attorney General’s Office and city police departments, the Office hosted no-questions-asked community gun buybacks, collecting hundreds of firearms surrendered by the public in exchange for gift cards. In 2024, 178 firearms were collected in New Rochelle and Peekskill.

  • The Office trained law enforcement, school superintendents and administrators, and healthcare providers on New York state’s expanded red flag gun laws, including the provisions enacted in 2022, which enabled school nurses and medical professionals to file Extreme Risk Protection Orders (ERPOs). With the participation of Southern Westchester BOCES, the Office has trained every single public school district superintendent in Westchester County. The Office also hosted trainings at medical facilities including St. Vincent’s Hospital in Harrison.

  • Working with Moms Demand Action for Gun Sense in America, the Office rolled out safe firearm storage practices with school PTAs to educate families and students.
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DECEMBER 15 –CHRISTMAS PAST

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WPCNR ROVING PHOTOGRAPHER. An Album of Christmas Past: 

These photographs of Christmas night and Christmas Days of the Past feature  some of the festive lights of the city, an American parlor, a typical family dinner setting, complete with kids’ table, and a Christmas Hearth.

It is especially important that at this time of troubles in our country, that families and members of communities everywhere in America, appreciate each other as individuals and treat each other with respect and understanding and not act in ways we know are wrong. Listen to the voice in your head that always tells you what the right thing to do is and the right way to act and how to rise above hurts of past and heal. That is the message of this holiday.

Though the pictures below are from the recent past, I fondly remember when my Grandmother, Gertrude Pinneo of Pleasantville on Sunnyside Avenue always gathered her children, their children, and all the cousins for the Christmas dinner at Grandma’s house. Attendance was mandatory.

The cocktail hour featured Ritz crackers with peanut butter, cream cheese, Ritter’s relish and a pickle on top. And of course, potato chips, dips, celery and carrots. (This was the 1950s), and there was no television set in the living room with her ornate 1930s furniture.

I still see her now at the head of the table carving a huge roast beef, with mashed potatoes, gravy creamed peas, mince pie for dessert with us all gathered round.

These dinners no longer happen as my nieces and nephews are spread around the country. But I miss them. So may you enjoy the spirit of family I was fortunate enough to experience in those years as you prepare for your holidays this week.

SANTA’S WORKSHOP and Reindeer, White Plains. Photo by The WPCNR Roving Photographer.

A Holiday Parlor. Photo by the WPCNR Roving Photographer.

A Holiday Hearth. Photo by the WPCNR Roving Photographer.

A HOLIDAY TABLE, Complete with “Kids’ Table” Photo by the WPCNR Roving Photographer

Christmas Morning, 2005.  Real Tree Photo by the WPCNR Roving Photographer

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DECEMBER 14–STATE OF HEALTH WESTCHESTER PART 5–COVID UNDER CONTROL. CASES DOWN 1/3 FROM A YEAR AGO STABLE DECEMBER EXPECTED ON ALL DISEASES OUT THERE

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HOSPITALIZATIONS ADMITTED AT WHITE PLAINS HOSPITAL IN NOVEMBER ONLY 21% FOUND WITH COVID.  DECLINES FROM 53% IN SEPTEMBER TO 21%

WPCNR STATE OF HEATH, WESTCHESTER PART 5.  Observation and Analysis By John F. Bailey November-December:

Westchester County residents have gotten covid, flu and RSVs under control, with only 21% of 76 patients, 16 patients admitted having testing positive for covid hospitalizations at  White Plains Hospital  the month of November.

The 21% drop in covid cases discovered after hospital admission is a 2/3 drop from to 36% of patients admitted found to have  Covid in October (37 of 97), and  from 53% of patients admitted  TO White Plains Hospital testing positive in September, (51 of 96).

This is a testimony to our residents who got vaccinated up to date or with the boosters they did not have, and for the tedious need to be tough and do socially responsible socializing. Parents seeing their children get up to date with vaccines or kept them home if they showed symptoms, as the Superintendent of Schools, Dr. Ricca reported  on “People to Be Heard” last week about a quiet rate of children being sent to school with disease, and he complimented parents for making the low incidence of children coming to school sick.

In the Mid-Hudson Region, hospitalizations are also down at the end of November from October 31.  As of the end of November, 44 hospitalizations as of November 27 compared to 61  October 31.

This is a stride forward for the Mid-Hudson region.

In Westchester County, there were  724 new cases of covid for the month November 1 to 30, down from the 3,356 cases in November 2023 which produced 12,000 cases of Covid last December. That will not happen this December thanks to a combination of people getting boosters or catching up with the shots they needed and being responsible.

The new case rate in the county averaged 24 a day ,down from 35 a day in October.

The covid of today is still creating fast infections.

In 4 of the Mondays in November, covid infections averaged 45 new cases with  drops to   30 cases on Tuesdays and Wednesdays confirming the cases show up within 2 to 3 days of the weekend.

At the current one person spreading to 1 person, December could see 1,500 covid cases in December unless the holidays punch up the infection rate.

Good job, as Coach Ted O’Donnell used to say.

 

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DECEMBER 12 — STATE OF THE ECONOMY PART 4: REALTORS AND BANKS, PART 4 NO BREAKS FOR EMPTY POCKETS

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 NO BREAKS FOR EMPTY POCKETS

WPCNR NEWS & COMMENT By John F. Bailey. December 12, 2024:

I could not help but laugh at the poppycock I read last week about the poor banks suffering from regulations that keep them from making money, investing in stocks, investing in property, mortgages, and creating trusts and funds, and financial instruments of their own.

The banks and the billionaire owners are whining again.

Beware.

This is typical corporate-speak. It’s always so tough on the whining baby CEOs.  Corporations hate rules, restrictions on deals where there is a conflict of interest, hate lowering interest rates, and love to foreclose on you the individual homeowner and business when you cannot pay off your bond or loans, except if the loan foreclosure would take a big chunk out of their assets.

That’s what happened in The Great Crash 1929,  history that reads like a thriller by John Kenneth Galbreaith, of Harvard University published in 1954.

It shows you just what big businessmen and women are like when it is their money on the line they want to increase it keep it and take yours. They do anything to keep the money train with then in the engine cab going even if it is ruining the economy and a nation at the same time even when the tracks are out.

Nobody likes to believe this is the way the banks and businesses and investment firms work. But they do.

Galbraith’s superb, no-holds-barred analysis, impeccably sourced, names the villains and enablers of how big investment banks and stock shorting brokers, lenders wrecked the country’s prosperity for 12 years. Nothing they could do could stop the bleeding of cash. It took World War II and its blood and spending for war to bring American back from the robber barons of the ‘20s.

Now where are we today as we are watching a new administration attempt to make America prosperous again?

The situation today is eerie economically compared to 1928, 97 years ago. In 1928 the stock market was going up it seemed like nothing would slow Wall Street’s appeal. It promoted itself as the everyday American could get rich. Loans were made by brokerage firms to allow new investors to buy stocks on credit. Goldman Sachs invented the notorious invest trust which threw lit gasoline on stocks

 

The bandit banks and brokers did virtually nothing to stop it, and looked out for their self-interest that made them money while investors lost virtually all theirs.

Today the money men in America are licking their collective lips are eagerly looking forward to an “anything goes” era.

The 20’s were era of “anything goes.”

People were so eager to buy stocks, they borrowed money from brokers to buy stocks. As long as their stocks went up everything seemed good but if they could not pay off their loans  when they were forced to sell they lost their investment and profit.

Then banks, most notably Goldman-Sachs invented the investment trust system where a bank would create a trust with its own money, sell shares in its trust and then lend money to brokerages, investors and professional short sellers which increased the credit burdens of familiar and new investors in the market. Trusts proliferated, based on the Goldman-Sachs model and so did consumer debt owned stock brokers. As stocks started to fall they continued to fall and short sellers reaped profits buying out the stocks as it it the short sell price for a lower price but pity investors who bought at the top and lost their original invested money and the loans they had been willingly offered to buy the stocks.

In February, 1929 The Federal Reserve raised interest rates from 5 to 6%   to stocks. This deepened the crisis. Note this parallel to 2024 after the Federal Reserve had raised interest rates to keep inflation under control. Now rates have been lowered to banks to 7%

Now the greatest problem in reviving the economy after covid and making the housing industry grow is how the banks and the realtors are reacting to the lowered  interest from the Federal Reserve.

As CNN explains the new commission rule:

The (key) change, which was the primary subject of the DOJ’s warning, requires buyers’ agents to discuss their compensation upfront, meaning that all agents working with a prospective homebuyer must enter into a written buyer agreement before touring a property together. The agreement is designed to inform buyers that they are responsible for paying their own Realtors if a seller chooses not to cover the cost.

The new rules came after a series of lawsuits alleged that home sellers should not be responsible for paying the fees for buyers. NAR maintained that commissions were always negotiable.

I walked with a mortgage broker in the metro area about how the realtors and the banks are coping with mortgage availability  and keeping commission costs at 6% and the realtors with the federal ruling that real estate commissions can no longer be negotiated.

My source who has been finding affordable mortgage loans for families for over a decase  says the hardest thing about my job is informing clients that they have been turned down because they have too much debt, not enough income, and not enough down payment.

The banks are being very tough on qualifications and credit scores, he reports and not enough down payments. He said banks are requiring 1/3 of the cost for a downpayment. On a 600,000 home in Westchester that is $200,000 dollars. A $400,000 home $133,200. I asked him what the banks were giving mortgages he said it was 7 to 8%.

Now, I recall the last three years in Westchester when sales of high end real estate were soaring, but lower priced homes lagged in sales.

It has only been recently the lower priced residential opportunities: condominiums have become attractive.

Another assurance that it was time to buy now, well it may be good to buy now if your wallet is fat and your credit is good. If you’re a young couple want a first home, the two of you employed as many are, the down payment which you may have already saved for may no longer be enough. My mortgage lender sees banks not lowering interest rates and keeping them at 7 to 8%. They are not going to take a chance on you you have to show them the money.

He also says there are a lot less home refinancing mortgage brokers like him. He estimates 25% have left the business.

On the commissions situation, the mortgage man says there is a trend that if a buyer is not willing to compensate the  realtor broker for his or her services  by paying 6%  or more  even if the seller refuses to pay the other half of the commission.

This is why a written agreement is now required by the buyer after a ruling and settlement with the National Association of Realtors last March.

With this ruling the buyer is required to iron out a signed written agreement with the broker  on who is paid what and how much at the closing.

This is a very sensitive point to me when Brenda Starr and I bought our second house in White Plains.

At the closing, my wife and  I were informed the owner wanted us to pay their share of the commission. Our lawyer who was recommended by the realtor did not say a thing.

Now supposedly the new written agreement law prohibits this flagrant surprise cost. It was only $6,000 more at the time. We did not want to lose the house by refusing. What a shifty maneuver. Beware. Today if you buy a $650,000 house the commission is $39,000.  If your seller does not want to pay the commission you have to fork up $80,000 for a commission. That is robbery. (And we do not a Consumer Fraud Bureau?)

High prices in real estate only make money for realtors and bankers.

Why aren’t homes selling it’s not low inventory it is because they cost so much money, thanks to banks reaping the profit of the high interest rate and lowering to 6% as predicted would happen. You think banks like low interest rates? They don’t. They have to be jawboned.

My mortgage broker friend said this created another trend in real estate “marketing.”

The way he describes it:  If realtor introduces them to the house they want, and the homeowner refuses to pay the commission, this creates a problem.

The person seeking a house, refusing to agree to pay more than 6%, may not be shown many houses. Conversely if the owner of a house refuses to pay commission to the broker representing the house, that homeowner may have his or home not shown much. The mortgage broker pointed out brokers are discriminating among clients they show homes to and owners who refuse to pay the 6% to the broker that reps them.

The banks are not making loans at interest rates that persons looking to buy can afford, the mortgage hunter says.

What does this mean for the real estate market? If inventory comes on the market maybe buyer’s interest rates will come down. But how far down.

Realtors call me, John Bailey, every two months to see if I want to put my home on the market. However, we have to move out. We want to get our equity out.  If you as a homeowner have not paid off your mortgage you cannot afford to lower the price of your house to where you cannot pay off your mortgage, and you are whipsawed by the gun-to-your head commission charge.

The commission on a mid market price in White Plains if you have to pay it all almost makes you want to sell the house yourself.

Will real estate comeback? Did the banks bring the economy back in the depression? No. They foreclosed a lot. But the bad actors in the 1930s are saying their deregulation to bring back the speculation and ability to invest in new ventures, with your money. Beware of whining banks.

Until banks take on a new sense of public service to the citizens it lends to based on society need that is not good.  To find out how the wise money men  thought in the depression it compelling and disgusting to read about the greed of these men all who headed the big name banks of today back then, I suggest reading The Great Crash 1929.

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DECEMBER 11–WESTCHESTER TO REACH $1 BILLION IN SALES TAX RECEIPTS A RECORD– IF 4.9 GROWTH RATE CONTINUES. ENDS SALES TAX REVENUE SHORTFALL

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WESTCHESTER COUNTY TO SET $1 BILLION RECORD MAYBE FOR SALES TAX REVENUE at 2024 CLOSE : OVER $1 BILLION.

WPCNR QUILL & EYESHADE THE COUNTY. Statistics from New York State Office of Tax & Finance. Observation & Analysis By John F. Bailey December 11, 2024:

It could the largest county sales tax “handle” in history over $1 Billion.

It will happen coming up if  county retail growth rate of 2.8% continues in November December.

Westchester county has collected $764,342,546 THROUGH OCTOBER. The sales tax revenues have grown at 4.9% a month the first 10 months. If this growth rate continues 4.9%,  the November December handles on the holiday buying season should surpass the $72 Million collected in November ’23 and $88 Million in December 2023, last year.

It is reassuring and efficient closure of the 2026 year as the first balanced budget in 15 years, with no leftover deficit but instead even if the growth rate lowers, the county if they collect just what they received last year the county will collect $924 Million which meets  the projected 2024 budget sales tax revenues of $920 MILLION.

If the growth rate of 4.9%, though, continues or grows  the county will surpass the $1 billion revenues in sales tax revenues: Last November and December county receipts were $160,000,000 when multiplied by 4.9% adds $45,276 ,000 to the revenues or $969,276 to the final 2024 sales tax “handle”.

Should  the growth rate be higher the county could hit the magic of $1 Billion in sales taxes receipts in 2024.

It is a nice way for the incoming County Executive to start the year, and an achievement by outgoing County Executive  George Latimer to wipe out the deficit budgeting the county has participated in the last 15 years and leave a legacy of a clean financial ledger disconnected from the past.

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DECEMBER 6–STATE OF THE CITY PART 3: HOW ARE WE DOING. MORE ISSUES OF 2008 AND HOW THE CITY HAS FIXED OR FAILED TO FIX THEM.

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WPCNR STATE OF THE CITY, PART 3. By John F. Bailey, December 6, 2024:

EDITOR’S NOTE: IN 2008, I WROTE ABOUT WHAT I SAW IN WHITE PLAINS AT THAT TIME. I PULLED OUT THOSE THOUGHTS AND DECIDED TO SEE HOW THE ISSUES OF THAT DAY FOR THE CITY HAVE WORKED OUT OVER 17 YEARS SINCE THEN. HERE IS WHAT I SAW THEN AND WROTE ABOUT AND WHETHER AS PROUST PUT IT:

Plus ça change, plus c’est la même chose

  1. School Budget Reform :  This is another very sensitive issue. White Plains school taxes will be averaging five figures this year. The budget is going to top $200 Million in 2009-2010.  (this  year, 2024, the budget has reached $266 MILLION) The school administration has to take budget cutting more seriously. The budget has to be held at the inflation rate. Otherwise, with real estate values dropping – the tax increase is going to hit the double digits consistently. Just do the math. It can be no more business as usual by the Citizen Budget Advisory Committee. Failure to hold the line on inflation in the district is going to wear out taxpayer good will rapidly. FIXED! STABLE FOR THE LAST 8 YEARS  BUT ASSESSMENT ROLL IS DROPPING. INSTEAD OF STEADY  5 TO 7% INCREASES ABOVE THE INFLATION RATE TAX INCREASES HAVE BEEN APPROXIMATELY 1 TO 2%. IMPROVEMENTS TO SCHOOLS HAVE BEEN FINANCED BY ESTABLISHING A CONSTRUCTION FUND TO AVOID BONDING FOR CONSTRUCTION IMPROVEMENTS. THE SCHOOL DISTRICT HAS MANAGED TO HOLD THE LINE DESPITE CONSISTENT DECLINE IN THE ASSESSMENT ROLE. THE MYSTERIOUS CONTINUED DEVALUING OF WHITE PLAINS REAL ESTATE DESPITE IT BEING IN DEMAND IS A PROBLEM. UNLESS THIS ASSESSMMENTS TURN AROUND IN THIS NEW 2025 ASSESSMENT ROLL THE CITY HAS TO FIND SOLUTION TO THIS ASSET DRAIN WHICH THE HOMEOWNER PAYS FOR. A RUSH ON DEMANDS FOR LOWERED ASSESSMENTS BY COMMERCIAL OWNERS COULD BE EXPECTED THIS YEAR TRYING TO COVER LOSS IN REVENUE FROM THEIR PROPERTIES, IN THE 5 YEARS OF COVID,  MAY RESULT IN A HIT ON THE ASSESSMENT ROLL AGAIN

 2. Parking Reform: If you live in White Plains, even in 2008, when parking fees became a revenue generator to be manipulated according to city need for revenue,  you know you have to plan your visits to downtown because of the limited parking options, as well as the severe time limitations placed on the meters – as well as the high likelihood of getting a $15 ticket. (now $25 in 20240). It is no fun. This needs to be looked at. When residents do not feel like going downtown, the city retail is getting killed. AND the $1.25 for a half hour is a huge inconvenience. NOT FIXED. GETTING WORSE? HURTING WHITE PLAINS RETAIL REPUTATION. 

 

A longer time limit is needed at the parking meters – perhaps raising the rates a little, but the time limits are what are so bad. You can rarely get everything done within an hour. Two hours is reasonable. One hour is not.  I also do not like the double billing at the console parking lots, where the city is earning money when there is still time left on a parking space. That needs adjusting. I would also like free parking after 5 PM. That would be much more reasonable.

 

I also suggested graduated parking tickets. Your first parking ticket would be  $5 $10, second, $15, third $20, fourth, $25 and so on. This coordinated with expanded meter time intervals with increased rates for those longer meter intervals might be a direction to go.

 

These are wild suggestions, but a city that is unpleasant to shop in is not a city that is going to become a magnet destination. Though the Department of Parking is the city’s most profitable department, raking in $20 Million and spending only $10 Million in expenses, this does not mean it should keep increasing its profit margins just because it can.

3. Policy Making:  I wrote in 2008 The Common Council has to work just a little in-between Work Sessions and Special Meetings and the monthly Common Council meetings. They have to go out and mingle with the city. Go into places like Winbrook, South Lexington Avenue, the senior center, hold community meetings on their own and not just listen to their city political leaders who have no clue what is going on.NOT FIXED OR CONSIDERED. NO PROGRESS IN PRESENTING NEW PROJECTS WAY BEFORE THEY ARE REFERRED TO THE COMMON COUNCIL. NO PROGRESS ON PENALIZING BUSINESSES THAT FAIL TO OBTAIN FINANCING OR DWADDLING ON SITE PLAN OR DESIGN DECISIONS OR INEPT MARKET RESEARCH

 

The council people have to start the year holding an open meeting or two to discuss things with the city administration and ferret out where the administration is taking the city. The council does not do that now, and have never done it in the 24 YEARS  this website has been reporting the news in town. I have seen the council spring surprises on the Mayor, but never asked the Mayor – well, Mr. Mayor? What do you have in mind for the South Lexington Avenue corridor?  (For example) Instead they react according to what they think will make them look good politically. It is time for them to stop reacting and start finding out what is going on in the administration minds. Take an interest. Look at parking statistically. Do surveys not do professionally prepared listening presentations that are slanted towards what the city wants to do, which of course we never know. The council needs to take back control from the developer interests that have the administration attention, and establish some protections for the city when developments do not start and get done. New Rochelle has gained a great advantage as a result in attraction of renters for their apartments that are doing well. Ours have not opened yet

 

 

4. I wrote this in 2008 about planning: “However,  listening twice a month is not leadership for our $40,000 a year for each councilmember. Because whoever becomes Mayor or if Mr. Roach decides not to run – cannot jump into the job and do nothing OR BUSINESS AS USUAL We will know then just how successful development really is – and the sales tax has to be topping ohhhhh — $60 Million by 2009-2010– it’s now at $44.8 Million, otherwise there are going to be serious problems in wages – and property taxes.”

NOT FIXED! THE SALES TAX RECEIPTS IN WHITE PLAINS  HAVE AFTER 17 YEARS NOT REACHED $56 MILLION NOT FIXED. THE SALES TAX RECEIPTS WERE BEING HURT IN 2008 BY WHAT I BELIEVE THE UNFRIENDLY, INCONVENIENT PARKING RATES AND FINES. YOU GET ONE $25 TICKET YOU ARE NOT COMING BACK TO WHITE PLAINS. THIS WEEK WHITE PLAINS SALES TAX RECEIPTS ARE UP  2.8% FOR 2024 JUST THE INFLATION RATE. THAT MEANS TO ME RETAIL TRAFFIC AND BAR/RESTAURANT TRAFFIC IS THE SAME AS IT WAS. A SLUGGISH SALES TAX RECEIPTS TREND OVER 17 YEARS TELLS YOU SOMETHING BUT THE CITY HAS NOT FIGURED OUT WHAT THAT IS SAYING. BASEBALL TELLS YOU IF YOU HAVE A BAD BALL CLUB AND A TERRIBLE BALLPARK YOU DO NOT DRAW.  

 

The council has to demand projections of finances. They have to examine those capital project numbers seriously.

 

5. Development?  I wrote this in 2008: “Well – the council and the Mayor and the community have to agree. There are three areas of town left to fix: The station area, Lexington Avenue, and East Post Road – and you cannot do the latter without removing the Coachman and 186 East Post Road—the homeless shelter sites – as well as the Department of Social Services areas – those are roadblocks to making the Lex-Post Road corridors. nothing more than a health services corridor like any other.”

NOT FIXED The council needs to develop a policy formulation stance to consider how they will develop those three areas  instead of using the shotgun  “Anything Goes” approach.  If they don’t the city will have two years of  stagnation. The Mayoral-wanna-be’s will be trying to be all things to all voters instead of leaders. It’s no good saying we want “balanced development” without defining balanced It does not work saying, you want “smart growth” without defining what is smart OR KNOWING WHAT SMART IS I say smart growth is “growing within your financial means and attracting development the city needs”I say “balanced development” is “developing a mix of housing and commercial that  BOTH PAY THEIR FAIR SHARE AND OWN WAY WITHOUT USING LOSSES AND INCOMPETANCE TO TURN LOSES INTO PROFIT.  Homeowners and commercial interests must pay their own way without bleeding the present tax payer.”  So far I have not seen that.

AS OUR APARTMENTS IN THE DOWNTOWN FILL UP AS THEY BECOME FINISHED IN THE NEXT 5 YEARS IT WILL SHOW THAT TIMELY PLANNING BY DEVELOPERS MUST BE ENFORCED. THE CITY CENTER AND RITZ-CARLTON WERE BUILT IN 6 YEARS. IT HAS TAKEN 17 YEARS FOR THE EAST POST ROAD AND LEXINGTON PROJECT AND IT IS STILL A FEW YEARS AWAY. AND WE  FINALLY HAVE 2 NEW BUILDINGS IN THE DOWN TOWN AND AWAIT THE FINISH OF HAMILTON GREEN AND THE HOLE IN THE GROUND ON MAPLE AVENUE (60 BROADWAY).  COVID WAS A FACTOR ADMITTEDLY. BUT THE FINANCING PROBLEM HAS COST US TIME AND MONEY AND COMPETITIVE POSITION AT THE LONG AWAITED FINISH.

 

The council at long last should find out what combination will achieve those two definitions  SMART GROWTH AND BALANCED GROWTH IS.

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